Boston Car Accident Attorneys
Let us Handle Everything
Car accidents are the most common type of personal injury case. Although drivers in Massachusetts are required by law to purchase automobile insurance, few people actually understand how automobile insurance works. In the event of a car accident or severe car crash, you need an experienced personal injury attorney to ensure that you get the maximum possible recovery.
When you are injured in a car accident as a result of the negligence of another person, you want to focus on getting better, not on negotiating with stingy insurance companies. At Milligan Coughlin, we give you the time and attention you need after you have been in an accident. We will guide you through the process from beginning to end. When it comes times to settle your case, you need attorneys who know how to deal with insurance adjusters to maximize your recovery.
Medical Bills
After a car accident, your own insurance will cover your first $8,000 medical bills (or $2,000 if you have health insurance). This is called "personal injury protection" (PIP) or "no-fault" coverage because your medical bill, lost wages, and other accident-related expenses are covered even if you were "at fault" for the accident. Many insurance companies now actively market policies with an $8,000 PIP deductible, which saves you a small amount of money over the term of the policy (and allows the insurance company to claim they have the lowest rates), but means that you may be personally responsible for your medical bills in the event of a car accident. Although policies with PIP deductibles are allowed by law, they are not recommended. The attorneys at Milligan Coughlin will work with you to make sure all your medical bills are paid in the event of a car accident so that you can focus on making a full recovery.
Insurance Companies
If you have over $2,000 in medical bills as a result of an car accident, you can make a "bodily injury" claim on the policy of the driver who was at fault for the accident. Damages arising from a car accident often include medical bills, lost wages, and pain and suffering. If you were in a "hit-and-run" accident, or the other driver was uninsured, you may be able to make a claim on your own policy. After an accident, you should contact an experienced personal injury attorney immediately. The attorneys at Milligan Coughlin are available for a free consultation 24/7.
An insurance company wants to delay settlement and force you to take a low-ball offer, but unfair claims settlement practices are prohibited by G.L. c. 176D and G.L. c. 93A, the Consumer Protection Act. If the insurance company is negotiating in bad faith, the attorneys at Milligan Coughlin will not hesitate to litigate your case all the way to trial.
Boston Car Crash Lawyers
Personal injury claims are generally handled on a contingent fee basis, so you won't pay us a fee unless we recover for you. If you've been injured in a car crash, contact a Boston personal injury attorney at our firm today to discuss your case.